Shop Insurance
If you own or operate a shop, public house, takeaway or retail outlet then you will need insurance to cover this.
This policy can include:
- Public and employers’ liability insurance
- Shop money cover -This covers your business if cash is stolen on your premises. It is important to note that ‘money cover’ does not just insure cash, but stamps, postal orders, gift tokens and vouchers too.
- Shop buildings insurance – Cover available up to £1.5 million for disruption to your retail business.
- Stock and contents insurance – Cover up to £500,000 for your retail stock.
- Business interruption insurance – Cover of up to £1 million.
- Shop glass cover - covers replacements to damaged glass and window frames, as well as cost of boarding up affected areas.
- 24hr helplines - Business emergency assistance and advice (UK based).
- Flexible cover - Quotes can be adjusted to include the cover important to your shop business, which might include:
- Frozen goods
- Legal expenses
- Goods in transit
